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The most fundamental difference between the general Protestant and Anabaptist views of salvation is that the Protestant view makes salvation/justification something that happens outside a person (external), and the Anabaptist view makes it something that happens inside a person (intrinsic). The Protestant view says that Christ’s righteousness is imputed to the believing person’s account in heaven, and Anabaptists say that God makes a person righteous in his/her person through regeneration and union with Christ.
The believer experiences Gelassenheit (yieldedness, resignation, and abandonment in faith) that begins a transformation in the heart and mind, which continues throughout life; the death and resurrection of Christ, which is accomplished by God in the heart; a transformation of life. Anabaptists believe that people can choose what is right; that salvation transforms the inner person; that salvation transforms the way a person lives; that a believer is not perfected at conversion but continues to be transformed throughout life.