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Often people believe that the reason they can’t achieve their goals is that circumstances conspire against them. But the more likely reason might be a failure to count the cost and do the hard work necessary to achieve the goal. Grace is free, but that doesn’t remove the need for human effort.
One reason people fail to achieve worthwhile goals is that their goal is not what they think it is. Our actual goal is what we invest our time and energy and money in.
In response to the rich young ruler who said his goal was to inherit eternal life, Jesus told him to sell all he had, give to the poor, and follow Jesus. Jesus was asking for total commitment, total surrender.
To achieve a goal requires identifying the specific goal, determining if the goal is achievable, breaking the process for achieving the goal into specific, necessary steps, and abandoning things that get in the way of achieving the goal.